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Register your business on the InstaPay portal for free to start benefiting from some of the lowest transaction fees in SA!

Register Now

Introducing a new way to manage your payments,
all through a single platform!

InstaPay brings you choice and convenience, all through ONE platform putting you in control
of what matters most, your money, and making sure you have a great experience!

  • In-App Marketing Tools

    Create and manage enticing offers directly through our app, attracting more customers and driving sales. With InstaPay, you don't need to subscribe to additional platforms to create these enticing promotions. Everything you need is right here in one app!
  • Built-in Internal Controls

    Exercise control over your financial operations with our sophisticated internal control tools.
  • Sophisticated Transaction Analytics

    Gain valuable insights into your business's performance with in-depth transaction analytics.
  • Value-Added Services (VAS)

    Diversify your revenue streams by offering additional services like airtime, electricity, and DSTV sales, and getting access to the best commission rates available.

Mobile and Desktop Business Suite

Enjoy the flexibility of managing your business both on the web portal and mobile app. Perform tasks such as making payments, handling payroll or paying salaries, and even managing waiter tips for restaurants when your waitstaff uses the consumer app - we're bringing it all together!

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Choose from a variety of secure money transfer methods:


Electronic Funds Transfer


Wallet to Wallet:
Instantly transfer funds between InstaPay wallets.


Wallet to Card:
Seamlessly move money from your wallet to a card.

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QR Code:
Enable quick and easy payments using QR codes.


Tap on Glass (NFC):
Embrace the future of contactless payments.


Cash-in and Out at 3rd Party Retailer/Agent:
Expand your reach and offer cash-in/cash-out services through our extensive network.


Cash-in Safety Deposit Boxes:
Gain peace of mind with instant value reflection for deposited funds.

Add Payment Devices

In-Store Payment Acceptance

Accept payments from anywhere effortlessly, enhancing the customer experience.

Explore a solution for your unique business needs:

Activate E-Commerce

Payment Gateway

Our payment gateway ensures secure, fast, and reliable online payment processing. InstaPay's E-commerce Payment Gateway is a game-changer for businesses expanding their online presence.

Choose from three flexible options:

Take your business online and enjoy seamless digital payments from as little as 2%!

Ready to take your business to
the next level with InstaPay?

Still need more info?

If you have questions or need more information about how InstaPay can transform your business, our team of experts is ready to assist you. Don't hesitate to contact us with your inquiries. We're here to provide you with all the details you need to put the best foot forward for your business!

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Ready to Get Started?

Fantastic! Onboard for free today and unlock a world of seamless transactions and powerful business management tools. Sign up now to begin your journey with InstaPay. We can't wait to welcome you to our community of satisfied merchants!

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Why Choose InstaPay Merchant Solutions?

  • Access to the lowest transaction fee's available in SA, check out our pricing.
  • Choice and convenience through integrated features all through a single application.
  • Using POS? Get ONE device, say hello to counter space and good-bye to all those devices you use today - it's all inside.
  • Compliance: Stay compliant with ease, thanks to our robust KYC and AML features.
  • Efficiency: Save time and reduce manual efforts with our user-friendly tools.
  • Engagement: Enhance your customer engagement with in-app marketing and value-added services.
  • Security: Trust in our secure and encrypted payment processing.
  • Insightful Analytics: Make informed decisions with our advanced transaction analytics.
  • Versatility: Whether you run a retail store, restaurant, or service business, InstaPay has solutions tailored to your needs.
Put Money in Your Hands
Put Money in Your Hands

Join us today

Discover the future of payments with InstaPay, where innovation meets trust, and convenience is the norm. Join our ecosystem today, and experience a new era of digital commerce with a network you can rely on.

Brought to you by
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Trusted Partners

Together with our trusted partners, we're shaping the future of commerce.